PROTECTING SMALL BUSINESS, PROMOTING ENTREPRENEURSHIP

Capital and Credit Watch

December 9th, 2016 by

  by Raymond J. Keating- Baseball fans – and New York Yankees fans in particular – understand who the “Core Four” were. Derek Jeter, Jorge Posada, Mariano Rivera and Andy Pettitte were drafted or signed as amateurs by the Yankees, and are considered the core four that helped lead the Bronx Bombers to win four […]

November 18th, 2016 by

by Raymond J. Keating- Are inflation concerns seeping back into our economic psyche? On November 17, the Bureau of Labor Statistics provided a look at October CPI inflation. The Consumer Price Index rose by 0.4 percent in October. And over the past three months, we’ve seen a climb in CPI inflation, from being flat in […]

November 3rd, 2016 by

by Raymond J. Keating- Small banks are vital to small businesses. But small banks have been hit hard in recent years. If the candidates for the White House and Congress are serious about small business and access to capital, then they need to take a close look at what’s happened to our small community banks. […]

November 2nd, 2016 by

by Andrew Stephenson- (This article first appeared on Locavesting) On October 26, 2016, the Securities and Exchange Commission (SEC) approved final rules amending Rule 147 and creating new Rule 147A. The much needed update brings many beneficial changes for local businesses looking to raise capital within their states, including the ability to advertise across state […]

August 26th, 2016 by

  by Raymond J. Keating- Remember all of the talk about bipartisan agreement that U.S. corporate taxes are non-competitive? Well, you wouldn’t know any of that was going on judging by the effort at the U.S. Treasury Department to impose more tax-related regulations in the hopes of increasing revenues from businesses. What are we talking […]

August 2nd, 2016 by

by Raymond J. Keating- The Federal Deposit Insurance Corporation (FDIC) serves up quarterly lending data, including bank loans for small businesses. The latest numbers are for the first quarter of this year, and point to some continued growth, while still coming in well below the pre-recession highs. Consider the following key points: • Small business […]

July 28th, 2016 by

by Raymond J. Keating- The Democratic Party’s platform offers the following sound declaration on small businesses and access to credit: “We will open up access to credit because we know that small businesses are some of the best job creators in our country.” And at another point, it is said, “We must make Wall Street […]

June 23rd, 2016 by

by Raymond J. Keating- During and in the immediate aftermath of the financial meltdown that hit in 2008, the contradictory political and policy message was to both blame and bailout large banks. The contradictions continued with the Dodd-Frank financial regulation measure, signed into law by President Barack Obama in July 2010. The legislation was billed […]

June 17th, 2016 by

by Raymond J. Keating- The U.S. Bureau of Labor Statistics released the latest data on Consumer Price Index inflation on June 16. Basically, inflation registered 0.2 percent in May, and came in at a mere 1.0 percent over the past year. Since the recession, inflation, but for a year-long stretch from October 2010 to September […]

June 9th, 2016 by

by Raymond J. Keating- Quick question: Who is the largest holder of consumer credit in the U.S.? Well, in effect, you are. That is, federal taxpayers are. As noted in the latest consumer credit outstanding report from the Federal Reserve, the federal government is the largest holder of consumer credit outstanding (excluding real estate loans, […]

News and Media Releases