Coalition Letter in Opposition to H.R. 963, “Forced Arbitration Injustice Repeal (FAIR) Act”

By at 15 March, 2022, 10:37 am


We, the undersigned associations, urge you to oppose H.R. 963, the “Forced Arbitration
Injustice Repeal (FAIR) Act,” which would effectively ban arbitration provisions in private
contracts. Federal law has protected arbitration as a means of resolving disputes between
businesses, consumers, and employees since 1925. Should it become law, this bill would not
benefit claimants and would instead produce more class action lawsuits to the benefit of the
lawyers who bring them.

The use of pre-dispute arbitration clauses in contracts benefits consumers, small
businesses, and employees. For example, recent studies have found that employees and
consumers prevailed more often, recovered more money, and resolved their claims more quickly
in arbitration than in litigation.1

In addition, courts work to ensure that arbitration agreements of
all types are fair and do not provide an advantage to any party.

The only clear beneficiaries of broadly eliminating cost-effective and fair arbitration as a
viable way to resolve disputes are class action lawyers, who would directly benefit from
increased class action litigation. Studies have shown that class action settlements frequently
provide, at best, a very low return to class members while class action attorneys take in millions
of dollars. Their gain would come at the expense of consumers, small businesses, and employees,
many of whom are not even eligible to participate in class action litigation. In addition, because
their claims are too small to attract individual legal representation, they would be left without a
remedy altogether if arbitration were eliminated.

Accordingly, we urge you to vote NO on H.R. 963.



ACA International
American Bankers Association
American Financial Services Association
American International Automobile Dealers Association
American Property Casualty Insurance Association
American Tort Reform Association
American Transaction Processors Coalition
Consumer Bankers Association
Consumer Data Industry Association
Electronic Transactions Association
FMI – the Food Industry Association
HR Policy Association
Independent Community Bankers of America
Innovative Payments Association
National Association of Federally-Insured Credit Unions
National Association of Home Builders
National Association of Manufacturers
National Association of Mutual Insurance Companies
National Restaurant Association
National Retail Federation
Real Estate Services Providers Council, Inc.
Retail Industry Leaders Association
Small Business & Entrepreneurship Council
U.S. Chamber Institute for Legal Reform
U.S. Chamber of Commerce
USTelecom – The Broadband Association


Business Council of Alabama
Selma and Dallas County Chamber of Commerce and Tourism Information


Arizona Chamber of Commerce and Industry
Buckeye Valley Chamber of Commerce
Carefree Cave Creek Chamber of Commerce
Chandler Chamber of Commerce
Gilbert Chamber of Commerce
Greater Flagstaff Chamber of Commerce
Greater Phoenix Chamber
Prescott Valley Chamber of Commerce
Sierra Vista Area Chamber of Commerce
Surprise Regional Chamber of Commerce
Tucson Metro Chamber


Alameda Chamber & Economic Alliance
Brea Chamber of Commerce
California Chamber of Commerce
Carlsbad Chamber of Commerce
Civil Justice Association of California
El Dorado County Chamber of Commerce
Garden Grove Chamber of Commerce
Greater Coachella Valley Chamber of Commerce
Greater Conejo Valley Chamber of Commerce
Modesto Chamber of Commerce
Murrieta/Wildomar Chamber of Commerce
North Orange County Chamber
Orange County Business Council
Rancho Cordova Area Chamber of Commerce
Redondo Beach Chamber of Commerce
Simi Valley Chamber of Commerce
South Bay Association of Chambers of Commerce
Southwest California Legislative Council
Torrance Area Chamber of Commerce
Tracy Chamber of Commerce
Valley Industry & Commerce Association


Connecticut Business & Industry Association


Florida Chamber of Commerce Litigation and Regulatory Reform Center
Florida Justice Reform Institute


Barrow County Chamber of Commerce
Forsyth County Chamber of Commerce
Gwinnett Chamber of Commerce


Hawaii Restaurant Association


Boise Metro Chamber


Bolingbrook Area Chamber of Commerce
GLMV Chamber of Commerce
Joliet Region Chamber of Commerce & Industry
Lombard Area Chamber of Commerce
The Greater Springfield Chamber of Commerce
Western DuPage Chamber of Commerce


Indiana Chamber of Commerce
Insurance Institute of Indiana
LaPorte County Government


Overland Park Chamber of Commerce
Wichita Regional Chamber of Commerce


Kentucky Chamber
Union County Kentucky Chamber of Commerce


Massachusetts Insurance Federation
South Shore Chamber of Commerce


Maryland Chamber of Commerce


Lake Gogebic Area Chamber of Commerce
Michigan Chamber


Associated Industries of Missouri
Missouri Chamber of Commerce and Industry
Missouri Civil Justice Reform Coalition, Inc.
Missouri Insurance Coalition

North Dakota

The Chamber Grand Forks / East Grand Forks

New Jersey

New Jersey Civil Justice Institute


Henderson Chamber of Commerce
Vegas Chamber

New York

Capital Region Chamber
Lawsuit Reform Alliance of New York


The State Chamber of Oklahoma


Albany Area Chamber

Oregon Business & Industry

Roseburg Area Chamber of Commerce


Erie Regional Chamber and Growth Partnership
Greater Reading Chamber Alliance
Indian Valley Chamber of Commerce
Pennsylvania Chamber of Business and Industry
Pennsylvania Coalition for Civil Justice Reform
Schuylkill Chamber of Commerce


Texas Association of Business


Davis Chamber of Commerce
South Valley Chamber


Auburn Area Chamber of Commerce
Lakewood Chamber of Commerce
Shelton-Mason County Chamber of Commerce
Tri-City Regional Chamber of Commerce
Washington Retail Association
Yakima Chamber of Commerce


Beaver Dam Area Chamber of Commerce
Oshkosh Chamber of Commerce

West Virginia

West Virginia Chamber of Commerce


Greater Cheyenne Chamber of Commerce


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